Ultimate Money Guide

Earn $65,100Every 3 Minutes

Stack bonuses and optimize your grinding route to earn over $1.3 million per hour. Here's the exact strategy used by top players.

Time per run
3 minutes
Base payout
$37,500
With bonuses
$65,100
Per hour
$1.3M+

1Choose Hawaii Scenic Tour

Hawaii Scenic Tour is the optimal money-making playlist because:

  • No need to win - just finish the race for full payout
  • Short 3-minute races with minimal loading times
  • Base payout of $16,875 to $37,500 depending on difficulty
  • Unlocks Proto Offshore MK2 boat and F4U Corsair plane

2Stack All Bonuses

Bucks Magnet Set (15%)

Equip 7 legendary parts with the Bucks Magnet set bonus. This provides the highest money increase at 15%.

Priority: Essential

Rich Perk (3% per part)

Roll for Rich affixes on all parts. Even at 3% each, 7 parts give you 21% extra income.

Priority: High

Legend Points (Rich)

Max out the Rich category in your Legend Points for additional percentage bonus to all earnings.

Priority: Medium

Clean Driving + Crew

Maintain clean driving for bonus payout. Race with crew members for additional percentage increase.

Priority: Easy wins

3Alternative Methods

Liberty Walk Playlist

Liberty Territory Event pays $62,625 - the highest single race payout. However, it's the longest race spanning the entire island.

Payout: $62,625Duration: 8-10 minutes

Grand Race Participation

Even without winning, Grand Race provides significant payouts. Great for practicing while earning money.

Payout: VariableDuration: 15 minutes

Photo Ops

Complete all 90 photo locations for one-time bonuses. Good supplementary income while exploring.

Payout: $2,000 eachTotal: $180,000

Advanced Tips

  • Use the fastest car you own for Hawaii Scenic Tour - winning doesn't matter but finishing faster means more runs per hour
  • Bind restart race to a convenient button to quickly restart after finishing
  • Farm Loot Crates (20+ locations) for legendary parts with Rich affixes
  • Consider rubber-banding your controller for AFK farming (use at your own risk)

Your Earning Potential

$65,100
Per race (3 min)
$1,302,000
Per hour
$10,416,000
Per 8-hour session